Stone Ridge Home Loans, PLLC, a wholesale mortgage broker serving Washington and Idaho through srhomeloans.com, has introduced THE LIVE PRICER, a real-time mortgage rate tool that allows homebuyers to view current loan pricing without providing any personal information. The tool, now accessible throughout both states, aims to reduce buyer anxiety by eliminating the need for contact details such as name, phone number, or Social Security number.
For many first-time homebuyers, the fear of unsolicited sales calls or credit inquiries often hinders the initial rate-shopping process. THE LIVE PRICER addresses this by enabling users to explore rates based on loan type, purchase price, and down payment scenarios anonymously. This approach reflects a growing consumer preference for independent research before engaging with financial professionals.
"Patience, precision, and transparency have always been the foundation of how I work with clients," said Todd Koellen, Designated Broker Owner of srhomeloans.com. "THE LIVE PRICER puts that transparency right at the front of the process, so buyers can see real numbers -- no strings attached -- before they ever pick up the phone."
As a wholesale mortgage broker, srhomeloans.com connects borrowers to a network of wholesale lenders, offering more competitive pricing and a broader range of loan products compared to traditional retail lenders. Todd Koellen, who has been originating loans since 1988 and holds NMLS #61669, brings over 35 years of experience. The brokerage operates under Stone Ridge Home Loans PLLC (NMLS #2538897) and maintains a 4.6-star rating.
The firm specializes in community property lending for Washington and Idaho, where spousal assets and liabilities require careful handling under local laws. Proper navigation of these rules can impact loan eligibility and debt-to-income calculations. srhomeloans.com serves areas including Spokane, Spokane Valley, Medical Lake, Airway Heights, Bellevue in Washington, and Coeur d'Alene and Post Falls in Idaho.
Clients work directly with Koellen from application through closing without handoffs. Flexible hours include evenings and weekends. Spanish-language loan applications are also available. For more information, visit srhomeloans.com.
