Insurance Canopy, a national provider of small business and vendor insurance solutions, has announced the expansion of its Full Frame Insurance (FFI) program to include drone liability and drone equipment coverage. This new offering is designed for photographers, videographers, and other creative professionals who use drones as part of their paid work.
The coverage provides liability protection for bodily injury and property damage arising from drone use, as well as equipment coverage for drones and related gear. Professionals can add these protections onto a single business insurance policy, eliminating the need for separate standalone coverage and simplifying how drone risks are managed.
Drone use has become standard in content creation, from real estate shoots to event coverage and commercial production. However, many professionals operate without clear protection for accidents tied to drone activity. This new policy add-on helps close the gap between traditional liability coverage and the realities of drone-based work.
“Drones have gone from being a specialized tool to an essential part of doing business,” said Chris Van Leeuwen, Vice President of Professional Development at Insurance Canopy. “This expanded coverage reflects how photographers and videographers actually work today and gives them a better way to protect their business and the equipment they rely on.”
The coverage is designed for working professionals rather than hobbyist use. Policies account for how drones are used in paid projects, where risk exposure differs from recreational flying. The expansion also addresses a common gap in standard liability policies, which often exclude or limit coverage tied to aircraft. FFI’s structure provides protection tied directly to drone operations, helping professionals manage risk as they scale their services.
“Most professionals are focused on getting the shot, not worrying about everything that could go wrong with a drone,” said Van Leeuwen. “Whether the drone is damaged in a crash or causes third-party property damage, the costs can add up fast and create real business issues. Including this coverage in the same policy makes it easier for operators to protect their business and stay focused on the job.”
Insurance Canopy and FFI continue to focus on accessible insurance for small business owners and independent operators, offering specialized protection without added complexity. For more information about Full Frame Insurance and drone coverage options, visit Full Frame Insurance.
