As the summer heat fades, Philadelphia-area homeowners have a limited window to save on high-efficiency HVAC replacements. The Electrical Association of Philadelphia (EAP) is offering rebates of $200 to $1,650 for qualifying systems installed by November 27, 2026. With the federal tax credit expired, these state-level incentives are now the primary way to offset upfront costs.
The EAP program provides tiered rebates for heat pumps, central air conditioners, and ductless mini-splits. For heat pumps, rebates range from $500 for Tier 1 (15.2+ SEER2) to $1,400 for Tier 3 (18.0+ SEER2), with an additional $250 for dual-fuel or hybrid systems. Central AC rebates start at $500 and reach $1,200 for high-efficiency units. Ductless mini-splits offer $250 per single-zone system or $200 per zone for multi-zone setups, provided they meet minimum efficiency standards.
Homeowners must sign a contract between August 3 and November 13, 2026, and installations must be completed by November 27. EAP must receive the claim by December 4. Waiting until the first cold snap could mean missing out, as equipment availability tightens and scheduling becomes harder.
The EAP rebate can be combined with a separate PECO utility rebate, but the two programs have different requirements. EAP applies the discount instantly on the contractor's invoice, while PECO requires a separate application. Notably, EAP rebates cannot be stacked with manufacturer discounts, so comparing offers is essential.
The federal Energy Efficient Home Improvement Credit, which previously offered up to $2,000 for heat pumps, expired on December 31, 2025, and is not available for 2026 installations. However, homeowners who installed qualifying equipment in 2025 may still claim it on their 2025 tax return.
Upgrading now addresses common summer issues like uneven cooling, high energy bills, and frequent repairs. A heat pump can provide both heating and cooling, while dual-fuel systems optimize efficiency by switching between electric and gas based on outdoor temperatures. Ductless mini-splits are ideal for homes without ductwork.
To claim the rebate, homeowners must work with an EAP-participating contractor like HVAC Philly, which serves Philadelphia, Bucks, Montgomery, and Delaware counties. The process includes a home evaluation, selecting qualifying equipment, signing the contract within the deadline, and completing installation. The contractor applies the rebate directly to the invoice.
Given the firm deadlines, acting now is crucial. Homeowners can call 215.725.6111 or book an appointment to review options before the window closes.
