Boldin, the financial confidence company, released survey results on December 5, 2025, revealing that end-of-year financial planners exhibit high confidence and expect to maintain or grow their wealth through longevity. The survey, which polled more than 1,000 financially savvy Americans who manage their own plans using Boldin, found that 99% of respondents conduct year-end planning, with a majority reviewing their plan multiple times throughout the year. Respondents were evenly split between retirees (51%) and those planning for retirement (49%), and 70% reported assets between $1 million and $5 million.
According to the survey, 92% of respondents said that annual or more frequent reflection on their big-picture financial goals significantly increases their confidence. Nearly 80% of retirement planners complete year-end planning activities specifically to boost confidence, while less than half (43%) do so to build more wealth over time. Across all wealth bands, the majority anticipate having the same or more money at their longevity than today, suggesting their planning approach is effective.
Boldin, which aims to democratize access to high-quality financial planning, offers Retirement Planning software enabling users to manage their own plans independently or with support from coaches and online classes. Users can also access fee-based, personalized advice from CFP® professionals at Boldin Advisors. To date, over 450,000 people have used Boldin to create plans and build confidence for smarter financial decisions.
For more details, see the full announcement here.
